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So far Brian Carpenter has created 76 blog entries.
9 10, 2025

2026 Oxford Housing Market Forecast | Kiamie Real Estate

By |2025-10-09T09:19:43-05:00October 9th, 2025|News|0 Comments

Forecasts suggest the U.S. housing market could rebound in 2026, with experts predicting nearly a 10% jump in home sales. Experts Predict Nearly 10% Jump in U.S. Home Sales for 2026 After several years of market slowdowns and affordability challenges, experts are predicting a potential rebound in home sales in 2026 — but opinions differ on just how strong the recovery will be. Projections from institutions like Fannie Mae show optimism about declining mortgage rates and increased buyer activity, while other analysts foresee slower growth and lingering affordability issues, especially in regional markets like [...]

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18 09, 2025

How Recent Rate Cuts & Mortgage Trends Are Benefiting Buyers in Oxford, MS

By |2025-09-18T09:20:36-05:00September 18th, 2025|Home Buyers|0 Comments

Lower mortgage rates are creating new opportunities for buyers exploring homes for sale in Oxford MS. How Recent Rate Cuts & Mortgage Trends Are Benefiting Buyers in Oxford, MS If you’re watching for homes for sale in Oxford MS, now might be one of the best times to buy. Two recent changes in the market are lining up in favor of homebuyers—lower interest rates and falling mortgage averages. Understanding both can help you make smarter moves. What’s changed?The Federal Reserve just made its first rate cut this year, lowering its benchmark interest rate. More [...]

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9 09, 2025

Oxford & Lafayette County Real Estate Market – Q3 2025

By |2025-09-09T08:47:24-05:00September 9th, 2025|Property Value|0 Comments

If you’ve been keeping an eye on homes for sale in Oxford MS, now is the time to pay attention. The local market continues to outperform national trends, making Oxford and Lafayette County one of the most attractive areas for buyers, sellers, and investors alike. Oxford Housing Market Outlook Oxford’s real estate market is thriving, with median home prices climbing into the $400K–$500K range. Many property types have seen double-digit year-over-year appreciation, highlighting the strength and stability of our area. This steady growth makes Oxford a highly desirable market for both homeowners and investors. Lafayette County [...]

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2 09, 2025

Mortgage Rates Fall—A Big Opportunity for Oxford, MS Homebuyers

By |2025-09-02T09:29:14-05:00September 2nd, 2025|Lending|0 Comments

If you’ve been watching the housing market in Oxford, Mississippi, there’s good news: mortgage rates are dropping again. As of August 27, 2025, the average 30-year fixed mortgage rate slipped to 6.54%—the lowest level in nearly a year. For families, investors, and first-time buyers looking at homes for sale in Oxford, MS, this shift could make the difference between waiting on the sidelines and finally making a move. Why Lower Rates Matter in Oxford Oxford is a unique market, shaped by steady student demand from the University of Mississippi, retirees seeking small-town charm, and professionals drawn [...]

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29 08, 2025

Oxford Commercial Real Estate Mid-2025: What You Need to Know

By |2025-08-29T15:12:57-05:00August 29th, 2025|Lending|0 Comments

Oxford Commercial Real Estate Mid-2025: What You Need To Know Oxford’s Strong Commercial Market Oxford, MS continues to shine as a hub for commercial real estate. Thanks to its thriving university, robust infrastructure, and steady tourism, the market remains a compelling choice for both investors and business owners. Whether you’re seeking rental income or high-visibility space, Oxford delivers opportunity and dependability. Current Rental Market Overview Downtown & University Avenue Average Rents: $26/SF/YR Range: $13–$30/SF/YR Trends: Newer developments like The Commons and Sisk Avenue are driving top rates ($26–$30/SF/YR), while older buildings along Jackson Avenue provide solid value ($13–$21/SF/YR). Office [...]

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22 08, 2025

Oxford, MS Real Estate & Mortgage Market Update

By |2025-08-22T15:07:48-05:00August 22nd, 2025|Lending|0 Comments

Oxford MS Real Estate Market & Mortgage Trends – Summer 2025 Introduction: Oxford Real Estate in Summer 2025 The U.S. housing market is evolving quickly, and Oxford, MS real estate is standing out with strong growth. For buyers searching houses  for sale Oxford MS, understanding how mortgage rates, inflation, and local housing demand interact is key to making smart moves this year. July 2025 Economic Data: National Housing & Mortgage Overview Inflation & Consumer Prices Consumer Price Index (CPI): +0.2% month-over-month, +2.7% annually Core CPI: 3.1% annually, running hotter than headline inflation Mortgage Applications & Refinancing [...]

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30 07, 2025

2572 Oxford Way, Suite 102, Oxford, MS

By |2025-07-30T15:48:06-05:00July 30th, 2025|Lending|0 Comments

Ivy & Elm offers a unique setting for a coffee retailer looking to serve a high-value, built in audience (504 beds) close to Oxford's most popular destinations and is just feet away from the campus bus stop located at the the property. Discover a remarkable opportunity in Oxford, MS: 2572 Oxford Way, Suite 102—a prime commercial/retail space available at Ivy & Elm in August 2026. Close to Ole Miss, local retail centers, dining, and entertainment areas—perfect for both local and visitor traffic. Listing ID: 161259 Price: $2,036/month ($25 psf) SqFt: 977 Property Type: Commercial Lease type: NNN, [...]

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6 06, 2025

Protect yourself with title insurance

By |2025-06-06T11:15:14-05:00June 6th, 2025|Home Buyers|0 Comments

Warning signs of title fraud may have occurred if you have unexpected notices cease to receive bills. Title insurance protects you from fraudulent claims on your property. When buying a home, a full title search can be requested, but purchasing title insurance is a great additional step to make sure that the title is protected while you possess the property. Title fraud occurs when an individual transfers the title or deed of your property without your consent. The goal of the criminal is to misappropriate your funds by creating the illusion that another person [...]

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18 09, 2023

Oxford is the second fastest growing college town according to study

By |2023-09-19T09:50:58-05:00September 18th, 2023|Home Buyers|0 Comments

Oxford, MS has been ranked as the second fastest growing college town according to a recent nationwide study by New BrokeScholar. For those of us that live in Oxford, this comes as no surprise. Oxford’s  population grew 102% between 2000 and 2023, and is expected to grow another 24% by 2030. Oxford, Mississippi boasts a thriving real estate market. The city offers a diverse range of properties, including charming historic homes, modern townhouses, and spacious rural estates. With its picturesque landscapes and vibrant community, Oxford is an incredible place to invest in your business, your family, [...]

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22 07, 2022

Getting ready to sell your home? Find real estate comps.

By |2022-07-22T11:38:46-05:00July 22nd, 2022|Home Buyers, Property Value, Selling Your Home|0 Comments

Are you ready to sell your home? A CMA is the key to not overpricing your home. When you are ready to sell your home, you will need to know the true value of your property. This can be achieved by a comparative market analysis. A CMA will look at the age of the home, property location, design and build, condition, and size among other factors. CMA's can be helpful in buying and selling as well as investing and making housing market predictions. Comps are determined by a licensed appraiser or a real estate [...]

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18 04, 2022

Short supply of houses for sale in Oxford

By |2022-04-18T14:45:38-05:00April 18th, 2022|News|0 Comments

There is a shortage of houses for sale in Oxford. Houses for sale in Oxford are few in number and increasingly exceeding the budget of buyers. Housing affordability is becoming a challenge for some homebuyers, especially for real estate in Oxford, MS. The real estate market in Oxford, MS is experiencing a multi-generational apex . Millennial homebuyers are beginning to have growing families and are increasingly purchasing homes. Simultaneously, many baby boomers want to retire in Mississippi to benefit from the tax incentives. The homebuying recovery is also strong. Buyers are eager to purchase [...]

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24 02, 2022

Housing market in Oxford: 2022 outlook

By |2022-02-24T13:54:52-06:00February 24th, 2022|News|0 Comments

We are expecting to see several events occur to change the housing market in Oxford. Here is our outlook for 2022. What is driving the housing market in Oxford? Hint: it's more than just the latest mortgage rates. Let's look back First, we need to begin in 2020. In March 2020, interest rate reduction allowed people to lower their respective payments through refi programs while also allowing people to borrow more money. The shutdown created less homes on the market due to supply chain bottlenecks, rising costs, and labor shortages. The small number of [...]

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23 02, 2022

Oxford, MS building market in early 2022

By |2022-02-23T10:21:08-06:00February 23rd, 2022|Building, Home Buyers|0 Comments

The construction market in Oxford has been grappling with ongoing material bottlenecks and rising prices of construction. Appliances, cabinetry, and finishes have also lengthen the completion date of new builds and remodels. These delays are driving home prices higher and pricing some prospective buyers out of the Oxford real estate market. Producer Price Index The Producer Price Index (PPI) report compiled by the U.S. Bureau of Labor Statistics Rising costs of construction materials are impacting availability and completion times. can be found here. The PPI report was led higher by a 25.4% increase in [...]

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13 04, 2021

Real Estate in Oxford MS: Should I rent or buy

By |2021-04-14T09:03:15-05:00April 13th, 2021|Home Buyers|0 Comments

Trends for real estate in Oxford MS Building permits are not keep pace with the ever-expanding homebuyer demand for real estate in Oxford MS. Real estate in Oxford MS has seen a boom in housing developments. Meanwhile, the national market was recovering from the housing crash. This trend is largely correlated to the rising Ole Miss enrollment as well as the second home ownership. More housing inventory is needed.  For these reasons, the boom in apartment construction over the past few years has not caused rent increases to level off. Likewise, many young homebuyers [...]

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20 03, 2021

How Real Estate Gains or Losses are Computed

By |2021-03-21T11:35:56-05:00March 20th, 2021|Investment|0 Comments

Real estate gains or losses affect investors. The IRS is more favorable to taxpayers who live in the property and use it as their primary residence. For a single taxpayer or married filing separately, $250,000 in profit is tax-free. For married couples filing jointly, $500,000 gain is tax-free. Likewise, sellers pay capital gains on any profit that exceeds these amounts. There are two qualifiers. First, you must actually live in the house during two of the last five years before its sale. Secondly, you must have owned the home for two out of those five years. [...]

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19 03, 2021

Finding a condo for sale in Oxford, MS for rental income

By |2021-04-13T14:20:42-05:00March 19th, 2021|Investment|0 Comments

If an investor purchases a condo for sale in Oxford, MS that is furnished, it can be used for gameday and other weekend event rental! All about investment condos Are you looking at investment condos for sale in Oxford, MS to create passive rental income? Your decision will ultimately hinge on the potential profit and net yield that the investment can make. Airbnb is widely growing in popularity with a 102% increase since 2017. The largest growing demographic are over 60 years of age as well as women. Reporting an average of $20,619 [...]

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1 04, 2020

COVID-19 and real estate

By |2020-04-03T17:00:00-05:00April 1st, 2020|News|0 Comments

COVID-19 and its impacts on real estate REALTORS® response to Covid-19 is enforcing sanitary and cleanliness at all time in real estate. Much like other sectors of life, COVID-19 is also having its impact on real estate. In response, Mississippi REALTORS® have been working diligently to respond to some of the challenges in this industry. Among these changes are the following in forms. COVID-19 Addendum to the F1 Contract for the Sale and Purchase of Real Estate (F1) This addendum provides some relaxing of the “Time is of the essence” provision of the Contract. [...]

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10 02, 2020

Millennials greatly value homeownership

By |2020-02-19T10:52:44-06:00February 10th, 2020|News|0 Comments

Most millennials value the purchase of a home over most other life decisions including marriage. Millennial home buyers are taking a long, careful approach to buying Millennial home buyers are a very calculating demographic. According to a Bank of America study conducted in 2018, most millennials value homeownership (72%) over over life events such as marriage (50%) or having children (44%). Therefore, they find themselves making very careful, well-planned home buying decisions. Needless to say, a home buyer should always take a methodical approach to purchasing regardless of age or financial position. Need advice for [...]

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20 09, 2019

Costs of buying a home

By |2020-02-19T10:53:09-06:00September 20th, 2019|Home Buyers|0 Comments

Buying a home is a big step for many people, and it also takes a substantial amount of money. Some people will assume that they could never afford to purchase a home. Likewise, others will assume that their credit score is inadequate for banks to lend money. Buying a home requires due diligence From your down payment to figuring out how much you can afford to pay monthly, it takes a lot of due diligence and patience to be sure you can afford a home. The problem is many people tend to forget about some of [...]

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29 01, 2019

Business Income Deduction for Self-Employed

By |2020-02-19T10:53:20-06:00January 29th, 2019|Investment, News|0 Comments

The regulations will benefit individuals, partnerships, S corporations, trusts and estates engaged in domestic trades or businesses. A business income deduction is available for eligible taxpayers with pass-through real estate businesses. The 2017 tax reform bill brought about Section 199A, the 20 percent business income deduction. The IRS created deduction by way of the Tax Cuts and Jobs Act of 2017. Almost any self-employed person or owner of a pass-through business (such as an S corporation, limited liability company, or partnership) with eligible income can take 20 percent off the top after business expenses are [...]

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