Oxford MS Real Estate Market Blog
Read news and information for buyers and sellers of Oxford Mississippi residential and commercial real estate. Find reports on local real estate market trends in Oxford, national trends with lending, home staging ideas, and economic reports.
Oxford, MS Real Estate Market Insights & Local Trends
Staying informed about the Oxford, MS real estate market means understanding more than just home prices and inventory levels — it also requires a close look at the economic, educational, and lifestyle factors that continue to drive demand in Lafayette County.
Oxford remains one of the most desirable housing markets in Mississippi, thanks in large part to the continued growth of the University of Mississippi. Ole Miss brings thousands of students, faculty, and professionals to the area each year, creating steady demand for primary residences, second homes, student housing, and investment properties.
In addition to the university’s influence, the city’s strong business climate — supported by the Oxford-Lafayette County Chamber of Commerce — continues to attract new residents and employers. This sustained economic development plays a major role in long-term property value appreciation.
Housing Opportunity Through Modernization Act
Housing Opportunity Through Modernization Act could create new financing opportunities for Oxford, MS condo buyers. FHA financing option for Oxford, MS condo buyers As of yesterday (August 1, 2016), President Obama signed H.R. 3700 into law to reduce [...]
Tricks to sell your home at high value
Currently, Oxford has a strong buyer's market with all great inventory having a very short turnover time. While missing on a few great properties is a norm for buyers, sellers are left wondering: how high can I sell my house? [...]
Affordability of housing markets
Searching for a property in the Oxford housing market may require some patience these days. Oxford housing market can be pricey for some buyers While mortgage rates are hovering near record lows, the Oxford housing market is in [...]
TBD HWY 30 New Albany, MS
Located in New Albany near the Hwy 30 exit off of I-22, the space is next to the Holiday Inn Express and the Yamato Steak House of Japan. This space has a drive-thru window and 2200 SQ FT of [...]
Dwindling Housing Inventory
Many buyers are running out of options due to the low housing inventory in Oxford, MS. Few options for housing inventory in Oxford, MS market are remaining With today's low mortgage rates, it seems everybody would be looking [...]
Property Value: The Seniors Growing Nest Egg
There has been a tendency in recent decades to view the home equity as yet another financial investment. Waiting out the recession was tough for many, as jobs were scarce and defaults became rampant. However, for seniors that [...]
Remodeling 101: The Cost is in the Kitchen
A killer kitchen will leave the home buyers with a great impression over than anything else you can do. Where to start when you remodel? Remodeling your home can greatly increase its value, as well as make it [...]
Can a pre-approval letter hurt a buyer
Preapproval letter pain? Once a buyer finds a home to make an offer, buyers in need of financing go a lender and receive preapproval for an amount. Most preapproval letters are valid for 60-90 days depending on the bank. Typically, [...]
Low down-payment mortgage programs
Non-traditional forms of credit offer low-down payment terms Low down-payment mortgages are an option to consider when credit scores are low. A new trend in lending is offering its mortgage loans with a near zero low down-payment. Bank [...]
Design resources for your next home build
Have you selected the perfect lot for your new home build plans? As you have likely discovered, Oxford has no shortage of new housing developments that seem to have no end to construction. Among these continual growth neighborhoods are Grand [...]
Is it time to refinance with the current low interest rates
While it may take some time to cross the break-even point, a refinance is a good idea if you are planning to stay put for awhile. Pros of refinancing your mortgage There has been a lot of buzz [...]
USDA/RHS Rural Home Development Loan
Rural home development loan options Rural locations have a lot of financing flexibility for qualified buyers. USDA/RHS Rural Development Home Loan can provide an a great alternative to a conventional mortgage loan. Provided by the U.S. Department of Agriculture [...]
How closing has changed, the “Know Before You Owe” initiative
Banking regulations shaping property condition disclosures New banking regulations will change the closing process for properties buyers. All mortgage lenders are required to use new consumer disclosure forms effective on Oct. 3, 2015. The changes merged the HUD-1 [...]
Save this page for upcoming featured listings, real estate news, and lending trends.