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Home Buyers

This tag will feature all of the related blog posts for home buyers. Topics to be discussed include:

First time buyers

Investment property

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28 03, 2017

MS first-time home buyer savings account signed into law

By |2020-02-19T10:55:33-06:00March 28th, 2017|Lending|0 Comments

New Mississippi law provides a first-time home buyer account to provide aid to the purchase of a new property. Mississippi is helping lead the way to home ownership for first-time home buyer Gov. Phil Bryant on March 22 signed HB 1601 into law after unanimously passing the House and passing the Senate 51-1. The Mississippi law will establish a First-Time Home Buyer Savings Account. This new law will create savings accounts for down payments or other home purchase related expenses for Mississippians. Mississippi is now one of only four states to have a First-Time Home Buyer [...]

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24 03, 2017

Earn Tax Benefits from Owning a Second Home in Oxford

By |2020-02-19T10:55:49-06:00March 24th, 2017|Home Buyers, Investment, Oxford Homes For Sale, Oxford MS Condos for Sale|0 Comments

Among the second home ownership perks aside from visiting Oxford for events, footballs games, or spending time with family and friends, there are a lot of tax benefits to owning a second home in Oxford. Here are the ways to prosper with your second home purchase. Mortgage interest That's right! You can write off 100% of the interest paid on the mortgage of your second home up to $1 M of debt. This includes total debt taken for all properties. Home improvements Is your owning a second home in Oxford in need of repairs? Make repairs, deduct [...]

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23 03, 2017

5 Predictions for Renters and Home Buyers around Oxford

By |2018-06-24T18:00:05-05:00March 23rd, 2017|News|0 Comments

Oxford MS housing market predictions Without a doubt, 2017 is showing the real estate market in Oxford is very strong. If the property is priced right, I've seen homes sold in less than 1 day. For some time, there has been a short supply of housing inventory and the response has been to build more. For renters, they have seen prices steadily rise as well. Some national trends such as interest rates will affect the Oxford market though their impact is uncertain. Here is Kiamie Real Estate's Oxford MS housing market predictions for 2017: Rents will [...]

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21 03, 2017

Mississippi First-Time Home Buyer Savings Account

By |2020-02-19T10:55:55-06:00March 21st, 2017|News|0 Comments

Some first-time home buyers may have additional financing options if HB 1601 passes. First-time home buyers rejoice! Good news for first-time home buyers looking for homes in Oxford and throughout Mississippi! The Senate Finance Committee has passed HB 1601. The Mississippi legislature proposes to create first-time home buyer savings accounts for Mississippians. The First-Time Home Buyer Savings Accounts can be used for saving funds for the purchase of homes by first-time home buyers. Consequently, the first-time home buyer can only access the funds in the account for the down payment and closing costs for [...]

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20 03, 2017

Should I Buy Down the Mortgage after Fed Rate Hikes

By |2018-06-26T16:00:49-05:00March 20th, 2017|News|0 Comments

Choosing to buy down the mortgage is never an awful idea, but is it the best use of your money? While we are still in the first quarter, national mortgage rates are up 0.5%. With any increase in mortgage rates, one must wonder if the time is right to buy the mortgage rate on your new loan down to control your monthly mortgage costs. Meanwhile, mortgage rates will rise as the Fed's economic outlook becomes more optimistic. How it works Buying down your mortgage also known as paying points is the method used to [...]

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2 02, 2017

Real estate investors are expected to increase portfolio

By |2020-02-19T10:56:10-06:00February 2nd, 2017|Investment, Property Value|0 Comments

A safe bet is real estate investments for the near future. Real estate investments expect to increase for U.S. investors Investors in 2017 and beyond are expected to increase their investments in U.S. markets according to KPMG's 2017 Real Estate Industry Outlook Survey. Real estate fundamentals are regarded as the primary driver of investor interest as well as a growing U.S. economy. Couple this real estate executive optimism with the new U.S. administration's intention to lower taxes and deregulate businesses, there may be a push for increases in new construction and existing home sales [...]

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8 01, 2017

Oxford Real Estate Showings in the Near Future

By |2020-02-19T10:56:16-06:00January 8th, 2017|Selling Your Home|0 Comments

Virtual reality could offer some homebuyers a convenient way to view their Oxford real estate showings. How are Oxford real estate showings changing? Many home buyers who seek a second residence in Oxford, MS have a primary residence elsewhere. Buying a property from afar is tricky. There is always a question of cost and efficiency while planning the decision to view properties. Clearing a chunk of time to account for travel to Oxford and between prospective homes. Traffic can be insane for gameday weekends. Plus, every trip to view properties only adds your the [...]

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14 12, 2016

Homebuyers will not be deterred by interest rate

By |2018-06-24T17:49:25-05:00December 14th, 2016|Selling Your Home|0 Comments

Longing for a new home, but deterred by mortgage interest rate? With the Fed likely to increase interest rates, mortgage rates could move higher in the coming weeks amidst their highest level in nearly 2 years. Many speculators assume that this will result in less buyers. However, increasing rates are also indicative of a stronger economy and a stronger economy will favor more overall spending such as housing. It is important to keep some perspective with respect to nationwide upward trends in interest rates. In all real estate markets, income growth is a trigger [...]

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27 04, 2016

Dwindling Housing Inventory

By |2020-02-19T10:57:18-06:00April 27th, 2016|Property Value|0 Comments

Many buyers are running out of options due to the low housing inventory in Oxford, MS. Few options for housing inventory in Oxford, MS market are remaining With today's low mortgage rates, it seems everybody would be looking to buy a home. While many buyers are looking, rising home prices and low housing inventory in Oxford, MS has caused a lot of issues. This is especially true for first time buyers. The quick inventory turnover has lead to many new builds and consequently, the prices are driven higher with the rising demand. With unemployment [...]

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