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So far Brian Carpenter has created 88 blog entries.
15 06, 2018

What to Expect When You’re Inspecting your new Oxford Condo

By |2020-02-19T10:54:09-06:00June 15th, 2018|Home Buyers, Homeowners, Investment|0 Comments

Inspecting Oxford MS Condo: helping buyers know what they are buying A home inspection is an assessment of the home's current condition. Inspecting Oxford MS condo is common even if the buyer is not financing. The home inspection identifies problems with houses and condos and give buyers knowledge of the pertinent issues. Home inspections in Oxford are seldomly, if ever waived. It is all part of the due diligence process for buyers. Buyers investing in a property want to know what are the physical conditions of the unit. If you are a seller, you may have [...]

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11 06, 2018

How long does it take to build a house

By |2020-02-19T10:54:17-06:00June 11th, 2018|Building|0 Comments

Quality construction and design can take time. If you are in a rush, this is probably not the best option for you. Let's assume that you have already covered the costs of buying a home. The major positive benefit to building is that it allows you to slowly pay for the home as you build. Build a house in Oxford It's a great way to get the home you always wanted. Personally, I chose to build my home years ago, and it was a wonderful experience. In some cases, getting an early start on a planned [...]

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1 06, 2018

FHA Loans: Less strict lending standards and lower down-payments

By |2018-06-24T17:44:54-05:00June 1st, 2018|Lending|0 Comments

Looking for a loan for Oxford MS property? FHA loans can offer low interest rates and less strict loan requirements than other government backed loans. They are backed by the Federal Housing Administration and will require borrowers to pay for mortgage insurance. Mortgage insurance premiums Two mortgage insurance premiums are required on all FHA loans: The upfront premium is 1.75% of the loan amount -- $1,750 for a $100,000 loan. This upfront premium is paid when the borrower gets the loan. It can be financed as part of the loan amount. The second is called the [...]

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2 11, 2017

Short-term rental services decrease single family homes

By |2020-02-19T10:54:27-06:00November 2nd, 2017|Homeowners, Investment, Property Value|0 Comments

2017 data shows a decrease in the number of single family homes for sale in Oxford, MS though an increase in sales price. Declining number of homes for sale Throughout the year, there has been declining housing inventory. Several factors play into this trend as shown here. The Wall Street Journal has also cited the effect of Airbnb as a catalyst of rising home prices and rents. For the full WSJ article, click here. National and local rent trends Edward Kung, an assistant professor of economics at the University of California Los Angeles, told The Wall [...]

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27 09, 2017

Residential market comparison

By |2020-02-19T10:54:33-06:00September 27th, 2017|Oxford property sold|0 Comments

Sales prices of Oxford, MS homes continue to increase as the population continues to grow. Statistics for Oxford, MS residential market Here is some helpful research data for Oxford buyers, sellers, and property owners. Presented are the Lafayette County and Oxford, MS residential market sales for January - August 2016 and January - August 2017. In addition, it is important to note that the residential market sales include condo/townhouse sales statistics as well. Due to the number of condo/townhouse sales, statistics are likely skewed to this property type. Likewise, the residential market sales are requiring [...]

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22 08, 2017

More Oxford housing inventory needed

By |2020-02-19T10:54:38-06:00August 22nd, 2017|Building, Investment|0 Comments

Shortage of University of Mississippi housing has lead to more off-campus real estate developments. Homes for sale in Oxford MS are driven by three primary factors. With regard to signs of local market strength, many builders are not able to satisfy the housing demand in Oxford. One of the best indicators for increasing growth is the number of new building permits. See this data indicating less units sold in 2017. You can read more about the Oxford housing market statistics in 2017. 3 factors will continue to increase demand for homes for sale in [...]

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16 08, 2017

The 5 worst mistakes that Oxford homebuyers make

By |2020-02-19T10:54:44-06:00August 16th, 2017|Home Buyers, Projects|0 Comments

Check out these real-life homebuyers mistakes to prevent falling into the same traps in Oxford MS real estate. 1. Spending too much money on a wedding or event Millennials are proven to spend large amounts of money on bachelorette and bachelor excursions that can rival the cost of many honeymoons. Many of these excursions are exceeding $1000 and costing you and your best friends at the opportunity of making a down payment to make your new married life better. 2. Buying too large of a home in the Oxford MS real estate market Many expecting parents [...]

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14 08, 2017

Is it a good time to sell real estate in Oxford

By |2020-02-19T10:54:49-06:00August 14th, 2017|Homeowners, Oxford Homes For Sale, Oxford MS Condos for Sale, Oxford property sold, Selling Your Home|0 Comments

Can renters afford to give the key back to landlord and buy real estate in Oxford? A 2017 poll for National Association of Realtors® indicates that 71% of homeowners believe that it is a good time to sell. The trend has increased over the course of the year. Here are the current market trends of real estate in Oxford and Lafayette County. Real Estate in Oxford For buyers looking in Oxford, there is low condo inventory. Consequently, many buyers are forced to pay more for properties to beat out the competition. The strength of the seller [...]

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8 08, 2017

Buying your first house in Oxford as a 20-something

By |2018-06-26T15:47:02-05:00August 8th, 2017|Home Buyers|0 Comments

Discussing property in Oxford MS A house means so much more than just a house How many times have you heard that phrase? A property is your investment. If you visit often, then you will have memories associated with the property. It becomes your future lifestyle. For current homeowners, many people will reflect on the effort to save for a house in terms of a down payment. Buying a property in Oxford MS for now instead of the future Buying a property needs to be solely focused on the financial resources currently at your [...]

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7 08, 2017

Drones are changing the way people search for Oxford homes

By |2020-02-19T10:54:55-06:00August 7th, 2017|Homeowners, Selling Your Home|0 Comments

Oxford property listings may start featuring drone footage to help sell a lifestyle Drones perform gradual climbs, rising over the roof line to show wear and then, fly over a backyard with a pool. Drone video has shown increased use in single-family real estate by creating eye-catching visuals of the outdoor spaces of Oxford property listings. Aerial images lead to greater home sales The MLS (Multiple Listing Service) reports that homes with aerial footage sell up to 68% quicker than those properties listed with standard photographs. Among the luxury home and acreage Oxford property listings, this [...]

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4 08, 2017

Staging my Oxford condo

By |2020-02-19T10:55:00-06:00August 4th, 2017|Homeowners, Oxford MS Condos for Sale, Selling Your Home|0 Comments

Oxford condo staging leads to quicker sales One of the keys to selling your Oxford home fast is staging the property. Take a look on the Oxford properties on the MLS. One thing that you will notice in common with the great listing photos is that the staged homes are more welcoming. Likewise, staging invites the home buyer to imagine the lifestyle that could be possible if he or she lived there. Oxford home buyers want to know how they may live in the space Walking into a barren room can confuse some home buyers who [...]

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3 08, 2017

Mortgage rates fall in 2017

By |2018-07-05T09:51:51-05:00August 3rd, 2017|News|0 Comments

Alert residential real estate buyers in Oxford! More positive news for residential real estate buyers in Oxford! The National Association of Realtors Pending Home Sales Index, an indicator of housing demand, fell 0.8% in May for the third consecutive decline. Economists are speculating that interest rates are unlikely to rebound to pre-election highs of 4.3% amidst concerns of the new administration triggering more economic growth. Mortgage rate trends to 10-year T-bill Mortgage rates tend to follow the 10-year Treasury yields. For this reason, mortgage rates will increase if investors are expecting short-term interest rates to rise due [...]

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1 08, 2017

Buy a condo in Oxford from afar

By |2018-06-24T08:12:57-05:00August 1st, 2017|Home Buyers, Investment|0 Comments

Searching for a condo in Oxford has never been easier! Virtual tours and electronic signature paperwork has made viewing and offering a breeze. Searching for a condo in Oxford is not without its difficulties, but it's not impossible. Actually, modern technology has made much of the home buying process as close to physical engagement as possible. To find a condo in Oxford before someone else does, get an agent! You will need an agent to keep you posted on new listings that fit your purchasing profile as they come to market. While you can try [...]

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27 06, 2017

Oxford, MS & Lafayette Co Housing Market Oct 2016 – March 2017

By |2020-02-19T10:55:05-06:00June 27th, 2017|Property Value|0 Comments

Housing Market Data Presented here is housing market data for Oxford buyers, sellers, and property owners. Are you thinking about buying in Oxford, MS in 2017? Start your Oxford, MS residential market and land property search here. At this time, here are some housing market numbers for the greater Oxford area and Lafayette County. During 2016, there were 555 total sales of residential and townhouse/condo combined within Oxford with values ranging from $15,000 - $2,195,000 and an average price of $288,100 with a median price of $229,000. At this time, property values are showing an average growth [...]

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17 04, 2017

Upgrades to your condo for a tight budget

By |2020-02-19T10:55:27-06:00April 17th, 2017|Oxford MS Condos for Sale, Projects, Property Value|0 Comments

Upgrades to your Oxford MS condo before listing As a seller, you need to think about the function of your condo before listing. Selecting upgrades and repairs should focus on making the living space easier, rather than personalize the space. Before you begin, take some time to recognize and avoid these issues when selling your home. Here are some ideas to make your condo show well. Repair the obvious functional flaws. A homeowner will recognize many repairs as obvious fixes. The repairs should be performed by someone reasonably skilled in handyman-type of repairs. These items include, but are [...]

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3 04, 2017

Selling your Oxford home in the Spring

By |2018-07-05T09:49:44-05:00April 3rd, 2017|Oxford Homes For Sale, Oxford MS Condos for Sale, Selling Your Home|0 Comments

The floral landscaping during the late Spring are very inviting to selling your Oxford home by adding curb appeal. Late April and May bring a lot of tourism to Oxford Spring in Oxford is full of events that bring a lot of tourism. The Double Decker Arts Festival, Ole Miss baseball, and graduation bring tens of thousands to Oxford for the entire weekend. For those considering a home in Oxford, this can be a great time to have your house listed, so potential buyers can drive by your property while in town or even search [...]

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30 03, 2017

Sell your Oxford home by appealing to the Millennials

By |2018-06-24T08:15:00-05:00March 30th, 2017|Selling Your Home|0 Comments

If you’re a Baby Boomer selling a long-time family home, you need to get in the mindset of your not-so-distant youth and think of desirable property traits when you were looking for your first home. Sell your Oxford home by understanding the features Millennials are seeking A grand home with lots of land may not be the best fit for a young, first-time home buyer. Millennials want a smaller space to maintain. As the home is larger, it will require more work to maintain. Young, first-time buyers like the easy life. This will also [...]

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28 03, 2017

MS first-time home buyer savings account signed into law

By |2020-02-19T10:55:33-06:00March 28th, 2017|Lending|0 Comments

New Mississippi law provides a first-time home buyer account to provide aid to the purchase of a new property. Mississippi is helping lead the way to home ownership for first-time home buyer Gov. Phil Bryant on March 22 signed HB 1601 into law after unanimously passing the House and passing the Senate 51-1. The Mississippi law will establish a First-Time Home Buyer Savings Account. This new law will create savings accounts for down payments or other home purchase related expenses for Mississippians. Mississippi is now one of only four states to have a First-Time Home Buyer [...]

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27 03, 2017

Photos are your home’s first showing

By |2020-02-19T10:55:45-06:00March 27th, 2017|Oxford Homes For Sale, Oxford MS Condos for Sale, Selling Your Home|0 Comments

Quality pictures of the listing make the spaces feel inviting and let the mind wonder. What would it feel like to live there? Listing your Oxford MS condo Before listing your Oxford MS condo, you should prepare the property for quality pictures. Pictures help homebuyers decide to view your home in person. For second home buyers, many people will be viewing your condo from afar. So the photos will ultimately make buyers want to come to Oxford to view the home or even, put an offer on the property without viewing it in person. [...]

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24 03, 2017

Earn Tax Benefits from Owning a Second Home in Oxford

By |2020-02-19T10:55:49-06:00March 24th, 2017|Home Buyers, Investment, Oxford Homes For Sale, Oxford MS Condos for Sale|0 Comments

Among the second home ownership perks aside from visiting Oxford for events, footballs games, or spending time with family and friends, there are a lot of tax benefits to owning a second home in Oxford. Here are the ways to prosper with your second home purchase. Mortgage interest That's right! You can write off 100% of the interest paid on the mortgage of your second home up to $1 M of debt. This includes total debt taken for all properties. Home improvements Is your owning a second home in Oxford in need of repairs? Make repairs, deduct [...]

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